Privacy Policy

BDIT MyMoney · Last updated: November 2026

This policy explains what the BDIT MyMoney app (the "App") does with your information. The App is provided by BDIT ("we", "us"; contact: info@bdit.xyz).

1. Guest mode (no account)

When you use the App as a guest, everything you enter stays on your phone: wallets, records, loans, categories and settings. The App does not send this data to us or to anyone else, and it does not need an internet connection. We cannot see it and cannot recover it for you, so please keep a backup file (More → Backup and export).

2. Logging in with a BDIT account

If you log in with a BDIT account, the online service stores the information needed to run your account: your login name, your records, wallets and loans, and any people you choose to share them with. It is sent over encrypted (HTTPS) connections and is visible only to you, to the people you share it with, and to us when needed to operate or support the service. This applies only after you log in.

3. What the App does not collect

The App does not collect your location, contacts, photos, microphone or camera data. It shows no advertising and contains no advertising or analytics tools.

4. Permissions

• Fingerprint / screen lock: only if you turn on App lock, to ask your phone to confirm it is you. We never receive your fingerprint.
• Files: only when you choose to export a CSV or backup file, or to restore a backup, using your phone's share and file picker.

5. We do not sell your data

We do not sell your data or share it with third parties, except when the law requires it.

6. Deleting your data

In guest mode, use More → Backup and export → Delete all my data, or uninstall the App. For a BDIT account, email info@bdit.xyz and we will delete your account and its data within a reasonable time, except for records we must keep by law.

7. Children

The App is not directed at children under 13, and we do not knowingly collect information from children.

8. Changes

We may update this policy. The date at the top shows the latest version.

9. Contact